Santander Bank, N. A., formerly Sovereign Bank, is a wholly owned subsidiary of Spanish Santander Group. It is based in Boston and its principal marketplace is the northeastern United States. It has $54.7 billion in deposits, operates about 650 retail banking offices and also over 2,000 ATMs, and employs approximately 9,800 people.
Santander Bank covers eight Northeastern states with a number of financial products. The https://www.bestshopsnearme.com/santander-bank-locations/ offers solid options for people who have high savings balances in addition to those searching for basic checking accounts with low or no monthly fees. Nonetheless its rates for basic savings accounts are low as well as its overdraft fees are costly.
I’ve been residing in Spain for almost 20 years. My partner is Spanish, my colleagues are Spanish, my consumers are Spanish and by businesses are Spanish. Over these years I think I’ve learned considerably about “being Spanish”.
If you want to enter into the under-exploited fast-growing Spanish market, you must know not only how you can speak Spanish. You must know Spanish customs, Spanish etiquette and Spanish business culture. Otherwise, you’ll simply be another American trying to “sell Spanish”.
One of the greatest differences between American and Spanish cultures is our relationship with money. Let’s face the facts, as Americans We Like MONEY. We love to to generate money, we like to enjoy money so we like to talk about money. Our bookstores are filled with guides to making money, and for us a successful business man often is recognized as quite a heroic figure.
For your Spanish everything is totally different. In most circumstances talking about money, profits, or prices is recognized as crass. When there’s a news story in the papers regarding a company’s yearly profits the Spanish reaction is usually tinged with jealousy or suspicion. The Spanish bank, “Banco Santander” just announced there record-breaking yearly profits and basically everyone thought “They have to be genuine thieves. How dare they create so much profit!”
Now don’t misunderstand me. Spanish businessmen want to make profits. Such as you, they are ambitious and willing to fight for achievement. They only don’t talk about it in public places. If you’re having a private business conversation, zcmwws fine to speak openly about opportunities, results and potential earnings. But if other people can be found you should be very careful.
Away from “business environment” people seldom mention anything of the sort. If you purchase something, do it in a way where no person sees the purchase price. If you pick up the check, do not let your guests observe how much it cost (pay with credit cards as opposed to cash). Remember, the issue isn’t having money but being obvious about this. It’s fine to use a Rolex or designer jeans, just don’t leave the purchase price tag hanging out!